本文由【英语口语精华微课堂】原创

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现在的金融服务越来越方便了

你可以在国外刷卡、领钱、开户等等

但如果你想在国外享受这些金融服务

却不懂银行相关英文怎么办

原来有钱也不能完全任性

在国外还得懂英语才能有钱任性啊

【学习重点】

* 银行相关单词 *

Account 账户 – Open an account 开账户

Savings account 储蓄账户

Balance 余额

Check 支票 – Cash the check 兑现支票

Traveler’s check 旅行支票

Deposit 存钱 – Make a deposit into 把钱存到…

Withdraw 提款

Current deposit /Demand deposit 活存账户

Fixed deposit /Time deposit 定存账户

Interest rate 利率 – Compound interest rate 复利

ATM 提款机

PIN number 提款密码

Passbook 存折

Seal 印章

Wire transfer 转帐/汇款

Money order 汇票

Money exchange 兑换外币

Denomination 面额

International fund 海外基金

Loan 贷款

Direct money to someone’s account 汇钱至某人的账户

Fill out deposit / withdrawal slip 填写存款/提款单

生活英文-银行 At a bank – Financial English Lesson

* 在银行使用的对话 *

在银行时你可能会说…

I’d like to open an account in your bank.

我想在你们银行开户。

I would like to withdrawal 1000 dollars from my saving account.

我想要从我存款账户提1000元。

Is there a transaction fee every time I withdraw ?

每次提领有没有手续费？

What’s your interest rate for your checking accounts?

你们的活期存款利率是多少？

What documents should I bring in ?

我要带哪些文件呢?

I’d like to apply for a balance statement of my account.

我要申请存款证明

I would like to make a remittance to Taiwan.

我想要汇款到台湾。

I’d like to apply for a credit card

我想要办一张信用卡。

I’d like to report the loss of my credit card and cancel it.

我要办理信用卡挂失并取消那张卡。

I would like to take out a loan.

我想要贷款。

Could you exchange New Taiwan dollars into U.S. dollars?

你能帮我将新台币换成美金吗?

What is exchange rate today?

今天的兑换率是多少?

Do you offer an inter-bank transfer service?

你们有跨行转帐的服务吗？

在银行时你可能会听到…

What kind of account would you like to open?

你想开什么样的账户？

Do you have any ID with you?

我可以看一下你的证件吗?

I need your seal please

我需要你的印章。

Please fill in this form first.

麻烦先填写这张表单。

Would you like to have an ATM card and a checkbook?

你要提款卡跟支票簿吗?

The minimum deposit is $1,000 dollar for saving account

储蓄账户需要最低 1,000 元的存款

I’m sorry,this window’s closed.Please go to that window.

不好意思，那个窗口已经关闭了，请到那一个窗口。

What would you like to exchange?

请问你要兑换甚么货币?

There is a service charge of US$20 for wiring the money.

我们酌收美金20元汇款手续费。

You have exceeded your credit limit.

你已经超出你的信用额度了。

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